ACAMS CAMS Übungsprüfungen
Zuletzt aktualisiert am 08.09.2025- Prüfungscode: CAMS
- Prüfungsname: Certified Anti-Money Laundering Specialist
- Zertifizierungsanbieter: ACAMS
- Zuletzt aktualisiert am: 08.09.2025
The Egmont Group is a world wide organization of
- A . banking regulators.
- B . financial intelligence units.
- C . law enforcement authorities.
- D . central banks.
Which is a valid extraterritorial effect of the USA PATRIOT Act?
- A . Foreign branches of US banks can maintain correspondent accounts with banks that do not have a physical presence in any country.
- B . Financial institutions are allowed to specifically direct client transactions that move their funds into, out of, or through an internal bank concentration account ^
- C . Broker-dealers cannot have correspondent accounts with a foreign bank that does not have a physical presence in any country.
- D . Any deposits into foreign banks are not considered to have been deposited into any interbank account the foreign bank may have in the US.
Obtain and maintain a complete listing of the correspondent bank’s customers, including politically exposed persons.
- A . 1 and 2 only
- B . 1 and 4 only
- C . 2 and 3 only
- D . 3 and 4 only
Which is an extraterritorial function of Office of Foreign Assets Control sanctions?
- A . Interrupting the Ell’s economic and financial relations with third countries
- B . Implementing targeted measures such as arms embargoes, travel bans, and financial or commodity restrictions
- C . Prohibiting transactions and requiring the blocking of assets of designated persons and organizations
- D . Requiring all appropriate elements of the financial services industry to report potential money laundering
Which of the following measures is one that the FATF recommends that Financial Institutions (FIs) and Designated Non-Financial Businesses and Professions (DNFBPs) take to mitigate risks arising from business relationships with foreign politically exposed persons (PEPs)?
- A . Subscribe to commercial databases to assist in the detection of PEPs.
- B . Raise transaction monitoring thresholds for PEP accounts in automated systems to account for higher transaction values and complex legal vehicles.
- C . Require approval from the prudential regulator for entering into or continuing the business relationship.
- D . Establish processes to understand the PEP’s source of wealth and source of funds, and to refresh that understanding regularly.
Which online gambling scheme involves placing bets with deposited funds and colluding with other players to obscure the money’s origin?
- A . Concealment
- B . Coordinated betting
- C . Player-to-player transfers
- D . Chip dumping
Transfers of money over the last 6 months to a corporation in a jurisdiction with strict secrecy laws triggered an alert.
Which of the following should cause the most suspicion of money laundering?
- A . The jurisdiction is a known tax haven.
- B . The company has bearer shares.
- C . The corporation director is a European citizen.
- D . No financial statements have been filed for 3 years.
A bank provides trade financing for a company whose primary export is steel.
Which action by the company indicates possible money laundering?
- A . The company often deals with foreign currency exchanges.
- B . The company regularly understates the value of goods exported.
- C . The company frequently sells above or below its competitors’ price.
- D . The company frequently transfers funds to other bank accounts located in other jurisdictions.
All security trading activities for that individual since 2004.
- A . 1, 2, and 3 only
- B . 1, 2, and 4 only
- C . 1, 3, and 4 only
- D . 2, 3, and 4 only
When implementing a risk-based approach related to casinos, which risks are related to the customer as an individual? (Choose two.)
- A . Transfer between customers
- B . Casual customers
- C . Improper use of third parties as customers
- D . Customer from a high-risk country
- E . Use of casino deposit accounts by the customer