ACAMS CAMS Übungsprüfungen
Zuletzt aktualisiert am 09.09.2025- Prüfungscode: CAMS
- Prüfungsname: Certified Anti-Money Laundering Specialist
- Zertifizierungsanbieter: ACAMS
- Zuletzt aktualisiert am: 09.09.2025
A remittance company received a money order from a senior political figure m the Philippines to transfer a large sum of money to a charity group in the Philippines. A review of the charity group revealed a director having dose ties with a known terrorist group primarily financed through kidnapping and extortion.
What is a key risk indicator associated with terrorism financing?
- A . The sender is a Political Exposed Person (PEP) and should be subject to enhanced due diligence
- B . A large sum sent by money order to a charity
- C . There is no risk relating of terrorism financing when the charity group is operating legitimately in that country
- D . There is a link between the charity group and a known terrorist group
A remittance company received a money order from a senior political figure m the Philippines to transfer a large sum of money to a charity group in the Philippines. A review of the charity group revealed a director having dose ties with a known terrorist group primarily financed through kidnapping and extortion.
What is a key risk indicator associated with terrorism financing?
- A . The sender is a Political Exposed Person (PEP) and should be subject to enhanced due diligence
- B . A large sum sent by money order to a charity
- C . There is no risk relating of terrorism financing when the charity group is operating legitimately in that country
- D . There is a link between the charity group and a known terrorist group
A client requests the transfer of winnings to the bank account of a third party in a country without an effective anti-money laundering regime.
- A . 1, 2, and 3 only
- B . 1, 2, and 4 only
- C . 1, 3, and 4 only
- D . 2, 3, and 4 only
On who does the ultimate responsibility for an institution’s anti-money laundering program rest?
- A . The designated AML Compliance Officer
- B . The institution’s Board of Directors
- C . All employees with customer contact
- D . The government regulator examining the AML program
How does the Asian/Pacific Financial Action Task Force <FATF>-Style Regional Body help its members implement recommendations from the FATF? (Select Two.)
- A . Promotes laws that allow judicial challenges to seizure orders by an administrative body
- B . Endorses regulations that define money laundering based on the model laws issued by the respective member states
- C . Facilitates the adoption and implementation of internationally accepted AMI measures by member jurisdictions
- D . Encourages cooperative AML efforts in the region
- E . Requires members to maintain lists of regional money laundering and terrorists financing issues relevant to their region
How does the Asian/Pacific Financial Action Task Force <FATF>-Style Regional Body help its members implement recommendations from the FATF? (Select Two.)
- A . Promotes laws that allow judicial challenges to seizure orders by an administrative body
- B . Endorses regulations that define money laundering based on the model laws issued by the respective member states
- C . Facilitates the adoption and implementation of internationally accepted AMI measures by member jurisdictions
- D . Encourages cooperative AML efforts in the region
- E . Requires members to maintain lists of regional money laundering and terrorists financing issues relevant to their region
An AML/CFT unit often compiles information about customer activity and product usage that might be of interest to other parts of the organization.
Before allowing the unit to communicate such information internally, the organization must review:
- A . Applicable data privacy laws in relevant jurisdictions and the organization’s data security and privacy policies for any limitations.
- B . Enterprise-wide risk assessments and the employee handbook for any limitations on sharing commercially sensitive customer data.
- C . The risk rating of the customers to avoid sharing data relating to higher-risk customers.
- D . The organization’s AML compliance policies to ensure that customer data can be easily shared internally and internationally.
Based on studies executed by the Organization for Economic Cooperation and Development (OECD), which occupations are particularly vulnerable to the use of false identities and identity theft?
- A . Government officers
- B . Sea port officers
- C . Lawyers
- D . Laborers
A Financial Intelligence Unit (FIU) in a country has received a Suspicious Activity Report (SAR) involving significant suspicious fund transfers, both domestically and internationally. The FIU requires additional information from a foreign country to determine whether the matter needs to be referred for prosecution locally.
Which of the following statements is true in this scenario?
- A . Sovereignty of nations means that information cannot be accessed from foreign countries.
- B . It is against international laws on data protection to access information from foreign countries.
- C . Any information related to money laundering can be received from any organization at any time, regardless of jurisdiction.
- D . Countries that are members of the Egmont Group can request assistance for information from each other.
The main purpose of the US Treasury Department for OFAC’s extraterritorial reach is to:
- A . accomplish the foreign policy and national security goals of the US.
- B . defend the US against questionable trade practices of its economic rivals.
- C . protect allied nations of the US from the economic threats of non-allied nations.
- D . align OFAC’s and other countries‘ extraterritorial reach requirements.