ACAMS CAMS Übungsprüfungen
Zuletzt aktualisiert am 09.09.2025- Prüfungscode: CAMS
- Prüfungsname: Certified Anti-Money Laundering Specialist
- Zertifizierungsanbieter: ACAMS
- Zuletzt aktualisiert am: 09.09.2025
The bank for International Settlements provides the secretariat for which organization?
- A . The Basel Committee
- B . FATF
- C . The Wolfsberg Group
- D . The Egmont Group
Which information must a United States financial institution retain for having foreign correspondent accounts as part of the USA PATRIOT Act record keeping requirements?
- A . Records identifying the owners of each foreign bank
- B . Section 314(b) information sharing results related to foreign correspondent accounts
- C . Purchase of monetary instruments of $3,000 or more involving foreign correspondent accounts
- D . A suspicious activity report filed and the supporting documentation involving foreign correspondent accounts
Which information must a United States financial institution retain for having foreign correspondent accounts as part of the USA PATRIOT Act record keeping requirements?
- A . Records identifying the owners of each foreign bank
- B . Section 314(b) information sharing results related to foreign correspondent accounts
- C . Purchase of monetary instruments of $3,000 or more involving foreign correspondent accounts
- D . A suspicious activity report filed and the supporting documentation involving foreign correspondent accounts
Which information must a United States financial institution retain for having foreign correspondent accounts as part of the USA PATRIOT Act record keeping requirements?
- A . Records identifying the owners of each foreign bank
- B . Section 314(b) information sharing results related to foreign correspondent accounts
- C . Purchase of monetary instruments of $3,000 or more involving foreign correspondent accounts
- D . A suspicious activity report filed and the supporting documentation involving foreign correspondent accounts
An anti-money laundering audit identifies a significant weakness in how transaction monitoring alerts are cleared. Audit sampling identified potentially suspicious activity that was cleared as not suspicious.
Management accepts the audit finding and develops a remediation plan.
What is the role of the auditor during the correction phase?
- A . Directing the remediation of the deficiency in a timely manner
- B . Developing procedures to provide sufficient risk-based documentation for clearing alerts
- C . Providing training to the alert clearing department on the importance of effective alert clearing
- D . Validating the successful remediation of the issue once management indicates the issue is resolved
Which private banking situation requires due diligence actions to be implemented according to the AML principles of the Wolfsberg group?
- A . A local wealthy individual wants to become a customer of a local retail bank.
- B . A beneficial owner of an exchange house wants to open an account with the bank.
- C . A wealthy individual from a high-risk country wants to open an account with a private bank.
- D . A new customer asks to set up an exchange house using the bank as the correspondent.
The EU’s 6th Anti-Money Laundering Directive (6AMLD):
- A . Extended AML oversight to crowdfunding platforms and professional football clubs.
- B . Eliminated the requirement for the European Commission to conduct a risk assessment.
- C . Created a central EU watchdog to combat money laundering.
- D . Strengthened provisions relating to the accuracy of data submitted to central beneficial ownership registries.
A bank maintains a number of United States (U.S.) dollar correspondent accounts for foreign financial institutions. Upon a routine review of a U.S. dollar correspondent account owned by Foreign Bank A, a number of transactions appear to have been originated by Foreign Bank B outside the expected activity for this account. These transactions appear suspicious and a suspicious transaction report was filed by the compliance officer.
Which step should the compliance officer take?
- A . File a report with the appropriate tax authorities in the jurisdictions of Foreign Bank A and Foreign Bank B
- B . Notify senior management of the money laundering risks by allowing Foreign Bank A to maintain its U.S. dollar correspondent account
- C . Notify Foreign Bank A of the discovery and seek documentation supporting Foreign Bank A was collusive and a willing partner with Foreign Bank B in the activity
- D . Notify other U.S. financial institutions who maintain U.S. dollar correspondent accounts for Foreign Bank A and Foreign Bank B in an effort to shut down the activity
A financial institution receives a regulatory enforcement action because of deficiencies in its anti-money laundering program.
Which action should the board of directors take?
- A . Terminate the compliance officer and staff
- B . Purchase and install a new suspicious activity monitoring system
- C . Hire an attorney with instructions to protest the enforcement action
- D . Instruct the compliance officer to develop a plan to remediate the institution’s anti-money laundering program
Which situation involving a vendor presents increased AML and/or sanctions risk to an organization?
- A . The vendor’s sales representative was a refugee from a sanctioned jurisdiction as a child.
- B . The vendor has no individuals that own or control more than 10% of the company.
- C . The vendor is organized as a privately held company.
- D . The vendor provides services to end users located in an area subject to economic sanctions.