ACAMS CAMS Übungsprüfungen
Zuletzt aktualisiert am 09.09.2025- Prüfungscode: CAMS
- Prüfungsname: Certified Anti-Money Laundering Specialist
- Zertifizierungsanbieter: ACAMS
- Zuletzt aktualisiert am: 09.09.2025
The Head of Compliance was informed by external auditors of a finding that indicates an element of AML policy failed to comply with the regulatory requirement.
Which action should the Head of Compliance take next?
- A . Make necessary updates to AML policy documents.
- B . Inform the compliance team about the finding.
- C . Agree immediately and provide corrective actions.
- D . Submit a corrective action plan with a target timeline.
What action does the USA PATRIOT Act allow the US government to take regarding financial institutions (Fls) that are based outside of the US?
- A . Allow all US regulators to place a non-US FI on the Specially Designated Nationals and Blocked Persons List.
- B . Subpoena documents from Fls that have no presence in the US.
- C . Revoke the banking licenses of non-US Fls in countries outside the US.
- D . Sanction a country when an individual FI does not comply with US law.
What action does the USA PATRIOT Act allow the US government to take regarding financial institutions (Fls) that are based outside of the US?
- A . Allow all US regulators to place a non-US FI on the Specially Designated Nationals and Blocked Persons List.
- B . Subpoena documents from Fls that have no presence in the US.
- C . Revoke the banking licenses of non-US Fls in countries outside the US.
- D . Sanction a country when an individual FI does not comply with US law.
Which is a key aspect in the FATF Recommendations that best describes the essential foundation for allocating resources in AML/CFT regimes for countries and financial institutions (FIs)?
- A . Implementing targeted financial sanctions
- B . Performing country peer-to-peer evaluations
- C . Enforcing mutual legal assistance
- D . Applying a risk-based approach
A bank received a subpoena regarding one of its clients. The financial intelligence unit of the bank should review the subpoena and:
- A . adjust the client’s risk score and close the case.
- B . file a suspicious activity report (SAR), including the receipt of the subpoena in the SAR narrative.
- C . close the client’s account by informing the client of the subpoena.
- D . perform a transaction review and respond fully to the subpoena.
Based on the USA PATRIOT Act, what action might the US take to demonstrate extraterritorial reach?
- A . Send requests for information to a non-US based financial institution (FI)
- B . Hand over potential penalties from the US to another government
- C . Freeze U. S. accounts that contain funds from the non-US FI
- D . Initiate a lawsuit in the home country of the non-US FI
Which information should be provided to the Board of Directors or a designated specialized committee when preparing a Suspicious Activity Report (SAR) report summary?
- A . All possible details of SARs filed during the reporting period.
- B . Copies of all SARs filed during the reported period.
- C . Names of all customers subject to SARs filed during the reported period.
- D . Statistical data regarding SARs filed during the reported period.
The AML compliance officer of a financial institution (Fl) has been advised that the institution is being investigated by the country’s financial intelligence unit (FIU).
What should the AML compliance officer do? (Select Two.)
- A . inform senior leadership and the board of the investigation.
- B . Share investigation results with other FIs to help them prepare.
- C . Monitor the progress of the investigation by keeping clear records.
- D . Send an informative communication to all employees about the investigation.
- E . Provide all information to the FIU as soon as possible to avoid delays.
Which factors specific to the securities industry increase the exposure to money laundering risk? (Select Two.)
- A . The increase of sector-specific guidance
- B . The practice of brokerage firms maintaining securities as nominees
- C . The complexity of the securities business
- D . The link to sanctioned countries
- E . The speed of the transactions
A US casino customer has won 55,518 USD. The customer goes to the casino cashier cage to execute some transactions.
Which ^transactions are an indicator of money laundering? (Select Two.)
- A . The customer transfers 100.000 USD to another personal bank account located outside the customer’s resident country,
- B . The customer requests the cashing out of the winnings in checks under 10.000 USD.
- C . The customer transfers all the winnings to another personal bank account located outside the customer’s resident country.
- D . The customer requests the cashing out of the winnings in a single check.
- E . The customer transfers 50.000 USD to another personal bank account located in the customer’s resident country.