ACAMS CAMS Übungsprüfungen
Zuletzt aktualisiert am 07.05.2025- Prüfungscode: CAMS
- Prüfungsname: Certified Anti-Money Laundering Specialist
- Zertifizierungsanbieter: ACAMS
- Zuletzt aktualisiert am: 07.05.2025
How does the Financial Acton Task Force (FATF) communicate its findings regarding jurisdictions with strategic anti-money laundering / Counter Financing of Terrorism deficiencies?
- A . By issuing documentation to the private sector
- B . By issuing two formal documents three times per year
- C . By issuing informal communication to FATF members
- D . By issuing four formal documents to the deficient jurisdictions
How does the Financial Acton Task Force (FATF) communicate its findings regarding jurisdictions with strategic anti-money laundering / Counter Financing of Terrorism deficiencies?
- A . By issuing documentation to the private sector
- B . By issuing two formal documents three times per year
- C . By issuing informal communication to FATF members
- D . By issuing four formal documents to the deficient jurisdictions
A key element required to ensure an anti-money laundering compliance program is effectively embedded into an institution’s culture is
- A . an internal audit.
- B . ongoing training.
- C . peer review.
- D . a record retention policy.
Which actions should be taken by a financial institution (FI) when it receives a grand jury subpoena regarding a customer?
- A . Have the institution’s assigned legal counsel review the subpoena.
- B . Make copies of the customer’s documents and submit the originals to the enforcement agency.
- C . Keep the customer’s accounts open at the enforcement agency’s verbal request.
- D . Notify the customer being investigated before submitting documents.
Which actions should be taken by a financial institution (FI) when it receives a grand jury subpoena regarding a customer?
- A . Have the institution’s assigned legal counsel review the subpoena.
- B . Make copies of the customer’s documents and submit the originals to the enforcement agency.
- C . Keep the customer’s accounts open at the enforcement agency’s verbal request.
- D . Notify the customer being investigated before submitting documents.
Which suspicious activity may be the strongest indicator of money laundering through a casino?
- A . A privately held company originates fund transfers through the casino into the betting accounts of multiple patrons.
- B . A patron routinely places multiple bets on the same sporting events.
- C . A patron purchases a large amount of chips at a blackjack table using cash.
- D . A patron requests the casino to transfer their winnings to another gambling operator.
Outgoing foreign transactions of similar amounts trigger a monitoring alert for a customer’s
accounts. During the evaluation of the accounts, the bank discovers the wire transfers were very small amounts and occurred within the last 3 months following a long period of inactivity. The wire transfers appear to originate from legal sources. To assess the potential of terrorist financing, the institution must ensure the
- A . account holder presents proof the funds are legal.
- B . beneficiaries of transfers are not on a terrorist watch list.
- C . beneficiaries of transfers are not included on the Transparency International List.
- D . account holder does not reside in a country included on the U.S. State Department State Sponsors of Terrorism List.
A U.K. real estate agent has three foreign clients interested in purchasing an apartment building, valued at £30 million, in the outskirts of London as an investment property. The clients are not willing to have their names provided to the bank. The clients want to purchase to be made in the names of three private companies for privacy reasons. The plan is to wire the funds into an account held in the name of another private company at a bank in London.
Which red flag should stop the agent from discussing this potential purchase further?
- A . The clients are foreign
- B . The clients have the funds necessary to fund a £30 million purchase
- C . The clients are not willing to have their names provided to the bank
- D . The clients want to purchase to be made in the names of the private companies
When an existing customer becomes a politically exposed person (PEP), what should the KYC analyst do during the review/refresh period?
- A . Seek the compliance officer’s advice before marking the authorized signatory as PEP.
- B . Update the new authorized signatories in the customer profile.
- C . Perform enhanced due diligence for the customer and update the KYC profile.
- D . Update the list of signatories and perform enhanced due diligence in the next periodic refresh cycle.
When an existing customer becomes a politically exposed person (PEP), what should the KYC analyst do during the review/refresh period?
- A . Seek the compliance officer’s advice before marking the authorized signatory as PEP.
- B . Update the new authorized signatories in the customer profile.
- C . Perform enhanced due diligence for the customer and update the KYC profile.
- D . Update the list of signatories and perform enhanced due diligence in the next periodic refresh cycle.